Whether it’s a job, family business or property, in all things it takes organization. The same is true of responsibilities. In reality, everyone needs organization, if only to spend their day. It is therefore very useful to ask this question: “Am I able to organize myself?”When we talk about organization in terms of finance or goods, we almost automatically think of rich people. The average employee, with his modest salary, does not consider himself a financial director. This is a first mistake. He who has only limited income needs a good organization. After all, only the rich can afford to mismanage his business, because mismanagement is often very expensive.
If you own your home, it is probably your most important property. With inflation in all industrialized countries and escalating maintenance costs, the value of your home is growing faster than inflation. Your home will be first and foremost a good organization on your part.
There is always something to do in a house. It is necessary to repair, improve, paint, clean, mow the lawn, etc. Establish a list of assignments and note the priorities. How will you find the different tradesmen? And how will you pay them? You will be amazed at how much work you can do yourself. Maybe you will not work as well as a professional, but you will save a lot of money and you will have the satisfaction of having accomplished something useful.
If time is a problem for you, make a list of available times and add it to your list of jobs. Then decide what you can do and get to work as quickly as possible. It is not wise to postpone necessary repairs, as it could be costly.
In many places, there are DIY centers and shops where you will find the necessary supplies. You will be able to buy excellent toolkits or simple tools, often at a reasonable price. You will also be given advice. Many libraries have a good selection of books on carpentry, concrete work, gardening and a lot of problems that a homeowner encounters. Even if you have to buy it, you will not have to worry about it.
It would be nice if the whole family participated in the improvements to bring home. The benefits will not only be financial, but the family will be strengthened.
Keeping the home clean is an essential part of the maintenance program and anyone can help. Adopt the eastern custom of removing your shoes and putting on slippers on entering a house. Without a doubt, you would not want someone coming out of a stable wiping his shoes on the beautiful carpet of your living room. However, compared to many city streets, a stable is cleaner. These streets are so soiled with soot, garbage, other dirt and pollutants; why bring back home when you just take off your shoes?
Do not forget the protection of the home. You can make decisions about insurance. Is your fire insurance still sufficient? Have you also examined your accident insurance and your mortgage insurance, if you have one? Because of inflation, which was good insurance a few years ago, may not be adequate. How much would it cost you to replace everything in your home?
Mortgage insurance is actually life insurance. In addition to being a protection for the home, it is a relatively inexpensive way to obtain “instant wealth” in the event of death. For a young couple, it is usually the best way to protect themselves financially.
If you work for the family, you need to pay the price. This often being financially restricted for a considerable time.
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